Home Movers

I’m Moving Home

So, you’ve outgrown your first home – mentally, spiritually, or quite literally. Maybe all three. But it’s been a while since you’ve gone through the mortgage process – so you’re not quite sure what to expect this time round. Get the ball rolling by reading our Next Time Buyer Guide.

We’ll be happy to meet for a relaxed chat (and a cup of tea) whenever suits you. That might be before work, in the evening or even on the weekend; handy! Read on for all the nuts and bolts of our next time buyer mortgage (and a lovely little deal on your home insurance too!). Have a mortgage question? Request a call from your local Independent Mortgage Advisor

How Much Can I Borrow as a Next Time Buyer?
Things may have changed since you last got your mortgage – FCA Rules will now come into play, for instance. Lending Criteria changes rapidly and what may have been acceptable yesterday may not be today. It’s our job to keep up to date with the latest changes and ensure that the recommendation we make is suitable for your needs and priorities

So how much you can borrow will be based on your income, your house price, and your affordability.

We’ll do all the sums, speak to the lenders on your behalf and sort out all the paperwork from start to finish

During the application process, we’ll liaise with Underwriters, Surveyors and Solicitors ensuring the process runs as smoothly as possible

So why not get in touch and make that First Call today!

Warning : A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.