First Time Buyer

I’m a first-time buyer. How do I get a mortgage?

So, you’ve found the perfect house and you’re ready to put in an offer, exciting stuff.

First of all, an estate agent will probably want to check that you’ve got a Mortgage Agreement in Principle in place. In fact, if you haven’t even started your house hunt yet, now would be a great time to get one of those.

The good news is, we can get one sorted for you in no time.
Unlike most high street banks, we have access to over 85 lenders to suit all kinds of circumstances. We’ll help you to find the best first time buyer mortgage to get you on the property ladder, whether that’s a mortgage with a low interest rate or even a lender offering free valuation or Cashback

How much can I borrow as a first-time buyer?
When applying for a first time buyer mortgage, several things are taken into consideration such your annual salary, your monthly outgoings and the deposit amount you’ve managed to save up so far.

Have a chat to us about your situation and before you know it, we’ll get to work sorting out your Mortgage Agreement in Principle. Once you’ve got that, you’ll have a much better idea of exactly how much you can afford, and what your monthly mortgage repayments might be.

So why not get in touch and make that First Call today!

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.